// /laptop-on-universal-credit

Laptops on Universal Credit

// Universal Credit is a valid income source. TrustPay reviews affordability from your live bank data — benefits included.

  • Universal Credit counts as income
  • No arrangement fees
  • Flexible 12–36 month terms
Laptop on Universal Credit
  • // 0% APR TrustPay
  • // No hard search
  • // Approved on affordability
  • // Delivered in 10 working days
// example plans

Spec sheet

// spec sheet/laptop-on-universal-credit/plans
Screen
Storage
RAM
  • Chromebook 14"
    128GB SSD
    8GB
  • 15.6"
    256GB SSD
    8GB
  • 15.6"
    512GB SSD
    16GB

// pricing representative. final plan set after affordability check.

// faqs

Common questions

faqs.md
// Is there really no credit check?
Correct. Our TrustPay partner uses open banking to confirm affordability instead of running a hard credit search. Your credit file is not affected.
// What if I have a CCJ or default?
Historical CCJs, defaults and missed payments do not disqualify you. Approval is based on current affordability, not past record.
// How fast is delivery?
Once approved, your laptop is dispatched and delivered within 10 working days to any UK address.
// What is the APR?
0% APR across every plan. No interest, no fees, no surprises.